Has a layoff busted your composure—or your bank account?

Hold that resume. First, figure out your exact Survival Stack (non-negotiable monthly costs) down to the penny.

Then, name one discretionary cost you won’t be giving up, even after an unexpected financial setback? (e.g.: coffee, therapy)

This foundational calm is the first step to playing your hand with confidence. You can't make smart bets until you know precisely what's left in the pot.

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